IRAs
8 articlesVisitors can use the page to follow 401(k) plans, individual retirement accounts and Roth IRA, review examples and see how Social Security, annuity income and retirement withdrawals changes the way a product, rule, account or market signal should be interpreted.
What 40-Somethings' Portfolios Really Look Like
A significant share of Americans in their 40s have little or no retirement savings, with median financial assets well below expert benchmarks-raising questions about how this generation will fund their future needs
Making Sense of Modern Crypto
Many Americans regret not saving enough for retirement as longer lifespans and rising healthcare costs strain personal finances. Early, consistent contributions-even small ones-can significantly improve future security
Roth IRAs See Fewer Owners but More Active Contributions Than Traditional IRAs
While only about 25% of U.S. households own a Roth IRA, twice as many taxpayers contribute to Roths each year compared to traditional IRAs, with younger savers especially drawn to their tax-free withdrawal benefits
Waiting Until 70 to Claim Social Security Can Pay Off Big
Delaying Social Security benefits until age 70 can boost monthly payments by more than 75% compared to claiming at 62, but the strategy requires careful planning to bridge income gaps and manage retirement savings withdrawals
Vanguard's $111,000 IRA Move Lets Retirees Sidestep New Tax Limits
Retirees face new hurdles on charitable deductions in 2026, but a little-known IRA strategy allows them to give more to charity while avoiding higher taxes and Medicare premium surcharges
Gold IRA Fees and Taxes Can Undercut Retirement Gains Fast
Gold's record run has retirement savers eyeing gold IRAs, but high fees, complex rules, and steep tax rates can quietly erode returns-especially compared to lower-cost gold ETFs
Retirement Savings Targets at 59: How Much Is Enough
Approaching age 59 means you're nearing penalty-free retirement withdrawals, but most Americans fall short of recommended savings multiples. See how much you should have saved, what the data shows, and practical steps to close the gap
How Leaving a Job Can Impact Your 401(k) and Retirement Savings
Changing jobs can trigger unexpected 401(k) moves, forced cash-outs, or automatic rollovers. Learn how balance size, account type, and IRS rules affect your options-and what steps to take to avoid taxes, penalties, or lost investment growth