Freddie Mac
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Zillow Flags How Long It Now Takes to Afford a Home in America
Zillow warns that saving for a down payment and breaking even on a home purchase now takes nearly four years longer than before the pandemic, as high mortgage rates and a housing shortage reshape the financial math for buyers
Homebuyers Gain Leverage as Sellers Outnumber Buyers in Key Cities
A sharp drop in active homebuyers has shifted the balance of power in many U.S. housing markets, giving buyers in select cities more room to negotiate on price, closing costs, and contingencies
July Inflation Data May Trigger Immediate Mortgage Rate Moves
With the Federal Reserve's next move uncertain, July's Consumer Price Index report could quickly influence mortgage rates and homebuying costs as markets react to fresh inflation data and shifting economic signals
Mortgage Rates Climb for Fifth Week, Squeezing Homebuyers' Budgets
The average 30-year fixed mortgage rate has reached 6.69%, the highest in over a year, making home loans more expensive and putting additional pressure on buyers already facing high housing costs
Cooling Inflation Fails to Bring Relief for Mortgage Rates in 2026
June's PCE inflation slowed, but mortgage rates remain stubbornly high as oil prices and Fed caution keep borrowing costs elevated. Homebuyers hoping for lower rates may have to wait until inflation and global risks subside.
Affluent Buyers Drive Uneven Rebound in U.S. Vacation-Home Market
Demand for vacation homes is rising for the first time since the pandemic, but the recovery is limited to high-income buyers as most Americans remain priced out by high mortgage rates and soaring property values
Mortgage Rates Climb to 11-Month High, Squeezing Homebuyers
The average 30-year fixed mortgage rate has surged to 6.78%, the highest since last summer, making it even harder for buyers to afford homes as prices remain elevated and forecasts suggest little relief ahead